Why I Post

Posted by Kevin on July 9, 2011 under Bankruptcy Blog | Be the First to Comment

The main purpose of this blog (in fact, this whole website) is to give you, the consumer, information so that you may make an informed decision concerning whether to file bankruptcy.  Your entire financial future can be riding on this decision.

From time to time, I review the posts to see that they are covering a wide range of topics in bankruptcy.  I did that this morning.  Then, I started to think back why I wanted to get involved in bankruptcy law in the first place. Besides helping people, I found bankruptcy to be more complex that I had imaged, was ever changing (2 Codes and numerous revisions over the years), and allowed me to be a deal negotiator and a litigator (trial lawyer) at the same time.

What also struck me was that bankruptcy is much more complex than the preparers or sellers of legal forms lead you to believe- especially Chapter 13.  Not only do you have to fill out forms, you have to understand the Code in order to correctly assign income and expenses.  Moreover, you have to be able to obtain access to, actually read and understand the cases that may have an impact on your situation.  Finally, you may have to file papers with the court and argue your case in court.

Now, I am not saying that practicing bankruptcy is as hard as quantum physics- it is not.  But, it’s not a walk in the park either.  It is true that you see people representing themselves in bankruptcy matters everyday.  However, if the case is not simple and the trustee is not foregiving, those people usually find themselves in a situation that becomes much more unpleasant than they thought going in.

Whenever I have an ache or pain, or stomach disorders or a persistent fever, I will invariably surf the web and try to figure out what the problem may be.  However, I also schedule an appointment with my doctor.

Although you can pick up a lot of  bankruptcy related information on this site, and on the web in general, I do advise that you consult with an experienced bankruptcy lawyer before you decide whether to file.  Do not be penny wise and pound foolish when it comes to the financial future of yourself and your family.